Lifestyle

How the Interest Rate Hike is Impacting Personal Loan Borrowers
26 May

How the Interest Rate Hike is Impacting Personal Loan Borrowers

Lifestyle
NEW YORK, May 26, 2023 (Newswire.com) - Credello: To combat inflation, the Federal Reserve ("The Fed") has raised its benchmark interest rates to levels not seen since the Great Recession. While these hikes are great for savings accounts and CDs, those considering getting a new personal loan are experiencing sticker shock at the new rates.  I already have a personal loan, is my interest rate increasing? It depends on the type of loan you have.  Most unsecured loans that are already active and fixed-rate will not incur any interest rate changes. This goes for personal loans, consolidation loans, signature loans,…
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Personal Loan Interest Rates Are Rising for These Types of Loans
26 May

Personal Loan Interest Rates Are Rising for These Types of Loans

Lifestyle
NEW YORK, May 26, 2023 (Newswire.com) - Credello: Thanks to the Federal Reserve's raising interest rates, many loan borrowers are getting sticker shock looking at their loan terms. But which loans are getting the highest rate increases? Here's what you should know. The loans with the highest interest rates Borrowers are seeing the biggest interest rate spikes on short-term loans, particularly those that run for three to five years. A report by Credible found that rates in April 2023 on 3-year, fixed-rate loans increased by 10.63%, while 5-year, fixed-rate loans averaged an increase of 9.41%. What's most interesting is that…
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The Best Personal Loan Options for People With Bad Credit
25 May

The Best Personal Loan Options for People With Bad Credit

Lifestyle
NEW YORK, May 25, 2023 (Newswire.com) - Credello: If you're looking into personal loans, you may have questions. You might want to know how many personal loans you can have or what is a good interest rate on a loan from a bank or credit union.  In this article, though, we'll focus on one aspect of personal loans that might be of particular interest to you. We'll discuss the best personal loan options for people with bad credit. What Is Bad Credit? First, let's talk about what most people consider to be bad credit. For this article, we'll use your FICO…
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Wings for Widows Partners With HearMe App to Bring Peer-Listening to the Widowed Community
25 May

Wings for Widows Partners With HearMe App to Bring Peer-Listening to the Widowed Community

Lifestyle
New Technology Brings Access to Help for Millions Chris Bentley, CEO and Founder WAYZATA, Minn., May 25, 2023 (Newswire.com) - Wings for Widows and HearMe have entered into a partnership to provide peer-to-peer listening to the widowed community. This marks the first occasion where the HearMe app will be used for underserved men and women who have lost a life partner, almost 7% of the U.S. population.   This service has the potential of pulling widowed persons out of isolation wherever they live and providing them with the answers and reassurances they desperately need.  The HearMe app gives widowed persons the…
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Space Tea Announces Blueberry BOOST in a New Line of Energy Drinks
24 May

Space Tea Announces Blueberry BOOST in a New Line of Energy Drinks

Lifestyle
Functional mushroom teas blend with caffeine to create a new energy drink with all the adaptogenic benefits of Space Tea's original line. LOS ANGELES, May 24, 2023 (Newswire.com) - Space Tea is excited to announce Blueberry BOOST, its first elevated caffeine-level mushroom energy drink, as the first flavor to be released in Space Tea's new high-caffeine line, BOOST. Comprised of iced tea and blueberry lemonade, Blueberry BOOST is brewed with yerba mate and boosted with 108 mg of caffeine, along with Space Tea's signature blend of non-psychoactive, functional Reishi and Lion's Mane mushrooms for enhanced uplifting energy, focus, mood-boosting properties…
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Curated Marks Mental Health Awareness Month With Educational Campaign
19 May

Curated Marks Mental Health Awareness Month With Educational Campaign

Lifestyle
NEW YORK, May 19, 2023 (Newswire.com) - Curated, a prominent New York-based mental health practice specializing in psychedelic-assisted therapy, is launching an educational campaign to commemorate Mental Health Awareness Month. This initiative aims to enlighten the public about various aspects of mental health and the innovative treatments offered. The campaign will feature weekly Reels, each addressing a unique aspect of mental health. Discussions will span a range of topics, from the significance of Mental Health Awareness Month to breaking down the stigma surrounding psychedelic therapy. The content will also shed light on the groundbreaking treatments offered at Curated, such as…
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R’s KOSO Launches New Lower Sugar Version of Its Century-Old Traditional Japanese Koso Drink
18 May

R’s KOSO Launches New Lower Sugar Version of Its Century-Old Traditional Japanese Koso Drink

Lifestyle
R's KOSO, less sugar LOS ANGELES, May 18, 2023 (Newswire.com) - R's KOSO, a Los Angeles-based company founded by Ryu Okada, has announced the release of a new lower sugar version of its original Koso drink. This new product contains the same powerful combination of probiotics, prebiotics, and postbiotics that support gut health, but with 80% less sugar.  "Our mission has always been to help people support their gut health, and this new product is a great addition to our line," said Ryu Okada, Founder and CEO of R's KOSO. "We are thrilled to offer our customers a lower sugar…
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LOR Foundation Invests Over 0,000 in Innovative Water Projects Led by Western Farmers and Ranchers
18 May

LOR Foundation Invests Over $500,000 in Innovative Water Projects Led by Western Farmers and Ranchers

Lifestyle
LOR selects 61 projects submitted by farmers and ranchers that explore innovative approaches to using water in agriculture. Field Work Logo Field Work Logo DENVER, May 18, 2023 (Newswire.com) - The LOR Foundation has selected 61 projects for its Field Work initiative, investing $538,802 into water-related agriculture projects led by farmers and ranchers.  Earlier this year the foundation launched Field Work, a research initiative to source innovative approaches to using water in agriculture in the West. Through Field Work, farmers and ranchers in rural parts of Colorado, Idaho, Montana, New Mexico, and Wyoming were eligible for up to $10,000 to implement…
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Laurel Road: Can a High Salary Affect Public Service Loan Forgiveness (PSLF)?
18 May

Laurel Road: Can a High Salary Affect Public Service Loan Forgiveness (PSLF)?

Lifestyle
NEW YORK, May 18, 2023 (Newswire.com) - Laurel Road: Student loan debt in the United States totals over 1.7 trillion dollars, with almost 44 million borrowers holding federal loans. Public Service Loan Forgiveness (PSLF) is a federal student loan forgiveness program that offers borrowers the opportunity to have their remaining federal student loan balance forgiven after making 120 qualifying monthly payments over the course of 10 years. PSLF requires individuals to be enrolled in an income-driven repayment plan (IDR). IDR programs utilize information such as annual income, which can help stabilize monthly payments, which can be especially important at the outset…
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EduBirdie’s Survey Reveals Insights Into the FIRE Movement and Money-Saving Techniques Among Students
18 May

EduBirdie’s Survey Reveals Insights Into the FIRE Movement and Money-Saving Techniques Among Students

Lifestyle
The survey of 1,000 U.S. students provides insights into FIRE knowledge, usage, money-saving strategies, common sacrifices, and financial worries. NEW YORK, May 18, 2023 (Newswire.com) - Financial Independence Retire Early (FIRE) is a growing trend among young people. Stories of retirement before 30 and achieving financial independence are gaining massive success on social media. In contrast, in real life, students face serious financial difficulties due to student loans, housing costs, etc.  EduBirdie, an all-in-one website for students, surveyed the actual student's money-saving culture. The study involved 1,000 full-time and part-time students from the United States aged 18 to 44. Ethnicity…
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