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NEW YORK, June 12, 2023 (Newswire.com) - Credello: Credit cards have become integral to our financial lives, offering convenience, rewards, and flexibility. When choosing the right credit card, one of the key factors to consider is the Annual Percentage Rate (APR). What is APR on a credit card? APR stands for Annual Percentage Rate, which represents the annualized cost of borrowing on a credit card. It includes the interest rate and any applicable fees the credit card issuer charges. The APR determines the finance charges you'll incur if you carry a balance on your card from month to month. It's…